Pensions and Insurance

Essential guides to pension obligations and insurance options for UK businesses.

Commercial Property Insurance

Commercial property insurance protects business premises, fixtures, and contents against damage from fire, flood, theft, and other insured …

UK employers must re-assess and re-enrol eligible workers into a workplace pension every three years. This guide explains the process, the …

What every UK employer must do to meet pension auto-enrolment obligations under the Pensions Regulator.

A personal pension or SIPP gives you individual control over your retirement savings. This guide covers how they work, the tax advantages, …

The UK State Pension is a regular payment from the government funded by National Insurance contributions. This guide explains how it works, …

Trade credit insurance protects your business against the risk of customer non-payment. This guide explains how policies work, what they …

A workplace pension is a retirement savings scheme set up by an employer for its staff. This guide explains auto-enrolment, contribution …

Business interruption insurance covers the loss of income a business suffers after a disruptive event such as fire, flood, or other insured …

Cyber insurance protects businesses against the financial impact of cyber attacks, data breaches, and IT system failures. This guide …

Directors and officers insurance protects company directors and senior managers from personal liability claims arising from decisions they …

Employers’ liability insurance is a legal requirement for most UK businesses with employees. This guide explains what it covers, how much it …

A guide to group life insurance for UK employers, covering how the death in service benefit works, typical cover levels, tax treatment, …

A guide to income protection insurance for UK businesses, covering how it replaces income during long-term illness, the difference between …

Key person insurance pays out a lump sum if someone vital to your business dies or becomes seriously ill. This guide explains how it works, …

A guide to providing private medical insurance as a UK employee benefit, covering what PMI covers, the cost, tax and National Insurance …

Product liability insurance covers businesses against claims arising from products that cause injury, illness, or damage. This guide …

Professional indemnity insurance protects businesses against claims of negligence or mistakes in the professional services they provide. …

Public liability insurance covers claims if a member of the public is injured or their property is damaged because of your business …

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